Terms & Conditions
Last Updated: October 30, 2026
These Terms & Conditions ("Terms") govern your use of the Credit Recovery Strategies website. By accessing or using this website, you agree to these Terms. If you do not agree, please discontinue use of the website.
1. Website Purpose
The website provides general information about financial, loan, insurance, investment, and related services. Website content is intended for informational and marketing purposes and does not by itself create a client-advisor, lender-borrower, insurer-insured, fiduciary, or other professional relationship.
2. No Guarantee of Approval or Results
Submitting a form or requesting information does not guarantee approval for a loan, insurance policy, investment product, credit service, or other financial service. Rates, terms, eligibility, availability, performance, and outcomes may vary based on individual circumstances and third-party provider requirements.
3. Financial Information Disclaimer
Information on this website should not be treated as individualized financial, investment, tax, legal, or insurance advice. Before making a financial decision, consider your objectives, risk tolerance, financial circumstances, and the advice of appropriately qualified professionals.
4. Applications and Communications
You agree to provide accurate information when using forms and to update information when necessary. You are responsible for reviewing communications and ensuring that contact information submitted to us is accurate.
5. Fees and Service Terms
Any fees, charges, rates, commissions, subscriptions, or service terms applicable to a specific service will be disclosed through the relevant service or agreement. Website pricing or promotional information may be changed or withdrawn without notice.
6. Intellectual Property
Unless otherwise stated, website text, branding, graphics, layouts, logos, and original materials are owned by or licensed to Credit Recovery Strategies. You may view and use the website for personal, non-commercial purposes but may not reproduce, distribute, modify, or commercially exploit protected content without permission.
7. Prohibited Use
- Do not use the website for unlawful, fraudulent, abusive, or deceptive purposes.
- Do not attempt to interfere with website security or availability.
- Do not submit malicious code, spam, or unauthorized automated requests.
- Do not impersonate another person or misrepresent your affiliation.
8. Third-Party Links
Third-party links are provided for convenience. Credit Recovery Strategies does not control third-party websites and is not responsible for their content, availability, policies, or practices.
9. Website Availability
We may modify, suspend, or discontinue portions of the website at any time. We do not guarantee that the website will always be uninterrupted, error-free, or available on every device or network.
10. Limitation of Liability
To the extent permitted by applicable law, Credit Recovery Strategies and its representatives will not be liable for indirect, incidental, special, consequential, or punitive losses arising from use of or inability to use the website or reliance on website information.
11. Indemnification
You agree to use the website lawfully and to the extent permitted by law, to indemnify and hold harmless Credit Recovery Strategies from claims arising from your misuse of the website, violation of these Terms, or infringement of another party's rights.
12. Privacy
Your use of the website is also subject to our Privacy Policy, which explains our information practices.
13. Changes to These Terms
We may revise these Terms periodically. Updated Terms become effective when posted on this page unless a different effective date is stated. Your continued use of the website after changes means you accept the revised Terms.
14. Contact
Questions about these Terms may be directed to info@creditrecoverystrategies.com or (319) 373-7632.